Personal injury claims are difficult to deal with, irrespective of how easy people make it look. Personal injury accidents can happen anytime, anytime, and navigating through the claim to get successful compensation is tricky. When you are dealing with the insurance company to get compensation for your injuries and damages, it is important to first understand how they work, what are the important things to remember, how to deal with them, and more. For the best advice, you should always have a North Las Vegas personal injury lawyer by your side.
Here are the three “D’s” to remember when filing for a personal injury claim.
- Delay
The first and foremost thing that the insurance company sticks by is delay. When a victim files for a claim, the process begins to get compensation. You might think that the insurance company will just ask you to fill out a form and grant compensation. However, that is not the case. They will try their best to delay your claim by giving multiple reasons, such as filling out these forms, or you have filled a form incorrectly, filling it up again, bringing this documentation, submitting this document, etc.
All these delays and back and forth for the victim are done with the aim that the more the insurance company tries to make the victim tangled up in the legalities, the more likely they will get frustrated and give up, leading to their filled pockets with the money.
- Deny
Next is to simply deny the claim by the victim for multiple reasons, which might not even be true. In fact, many insurance companies reward employees who have paid the lowest settlement because they “saved” their money. Due to this, the insurance adjuster tries their best to come up with reasons to deny your claim despite it being covered.
The denial reason could be multiple –not disclosing all the facts properly, claiming that you are not being honest, fraud, etc., with the sole aim of denial. They will go beyond their ways to find loopholes.
- Defend
Lastly, when delay and denial fail, the last step for the insurance company is to bring the victim to court to defend themselves. This process then takes years of different processes, delaying the compensation amount that victims could possibly get without going to court.
What to do next?
The best way to stay protected from the insurance company’s tactics is to go with an experienced lawyer who can stand by your side and help you get a successful compensation.
